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Personal Accident and Health Insurance in China, Key Trends and Opportunities to 2017

China health insurance market: Program coverage reaches 90% of population by 2012

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2014-03-28 22:55:03 - Personal Accident and Health Insurance in China, Key Trends and Opportunities to 2017 - a new market research report on

Healthcare programs run by the Chinese government are the primary means of serving the healthcare needs of the country´s citizens. This basic health insurance program coverage has risen from 24% in 2005 to 90% of the country´s population in 2012, supported by large-scale expenditure. The government is aware of the dangers of unchecked healthcare expenditure.

In more developed countries such as the US, healthcare expenditure accounts for more than 10% of GDP. Although the market for private insurance is still small and accounted for only 2.0% of the total healthcare expenditure in 2012, it continues to grow and is playing an important role. Private healthcare catered to around 7.0% of China´s population in 2012.

The aging population, increasing urbanization and expanding disposable



income are expected to drive growth in the personal accident and health segment over the forecast period.

The main growth drivers for the Chinese personal accident and health insurance segment are the country´s aging population, robust economic growth, rising disposable incomes and increased awareness of the need for insurance, especially among younger people.

There have been initiatives taken by the government to increase the role of private companies in helping to improve the country´s healthcare system and demand for private health insurance products.

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