Today: February 12, 2016, 10:56 am

Croatia health insurance market: Decline of -0.7% between 2008-2012
Personal Accident and Health Insurance in Croatia, Key Trends and Opportunities to 2017 - a new market research report on 2014-04-29 02:27:01
The Croatian health insurance market is small in terms of the total Croatian insurance industry´s gross written premium in 2012. Croatia has a mixed system of healthcare, with both the public and private sectors contributing to healthcare financing. Segment growth during the review period was affected by slow economic growth and rising unemployment. Over the forecast period, cost control strategies by insurers, rising healthcare expenditure and a favorable regulatory framework will contribute to this growth.

The Croatian personal accident and health insurance segment is small, accounting for 9.9% of the total Croatian insurance industry´s gross written premium in 2012. The segment recorded a CAGR of -0.7% during the review period, largely affected by slow economic growth and a rise in unemployment

In 2012, the government reduced the mandatory contribution rate to 13% from an earlier 15% of gross salary, which is expected to encourage private sector participation in health insurance. The emphasis of the Croatian government on providing high-quality healthcare at an affordable price and changing demographics will also drive growth.

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