Just Released: "Kenya Commercial Banking Report Q4 2012"

2012-09-07 16:02:19 - New Financial Services research report from Business Monitor International is now available from Fast Market Research

BMI View: 2012 will be a year of two halves for Kenyan banks. The first six months will prove challenging due to high inflation and interest rates and tight domestic liquidity. However, conditions should improve as these pressures dissipate over the course of the year. All told, we believe that total banking sector assets will grow to KES1,817bn (US$20bn, 44% of GDP) by the end of 2012, 15% higher than our estimated figure for the end of 2011. Policy risk poses the greatest threat to the sector in our view. In line with the view that we put forward in our last quarterly update on the Kenyan banking sector, there are signs that banks are starting to feel the strain

of an adverse macroeconomic climate (online service, October 27, 'Clouds Gathering For Banking Sector Although up-to-date data on asset growth were unavailable at the time of writing, anecdotal evidence and the trajectory of interest rates suggest that credit extension is slowing. In further bad news for the sector, banks are also facing pressure from the government to cap lending rates. Growing political scrutiny raises the risk of greater regulation which could harm the long-term prospects not only of the Kenyan banking sector but of the economy as a whole. The news is not all bad however. It seems all but certain that the Central Bank of Kenya's (CBK) aggressive hiking cycle enacted during the final months of 2011 has come to an end. With inflation likely having topped out, we believe that the CBK will begin easing policy during the second quarter of 2012 and this should ease some of the pressure on Kenyan banks. Liquidity in the economy is also likely to receive a boost by increases in fiscal expenditure as elections (currently scheduled for March 2013) approach. With these things in mind, we believe that the climate will improve for the banking sector as the year progresses. Challenging Times... The latest available data from the CBK show that loan growth continued to accelerate rapidly in September with total private sector credit coming in at KES1,148bn (US$11.9bn), some 36% higher than a year earlier.

Full Report Details at
- www.fastmr.com/prod/456347_kenya_commercial_banking_report_q4_20 ..

Report Table of Contents:

Executive Summary
- Table: Levels (KESbn)
- Table: Levels (US$bn)
- Table: Levels At December 2011
- Table: Annual Growth Rate Projections 2012-2016 (%)
- Table: Ranking Out Of 59 Countries Reviewed In 2011
- Table: Projected Levels (KESbn)
- Table: Projected Levels (US$bn)
SWOT Analysis
- Kenya Commercial Banking SWOT
- Kenya Political SWOT
- Kenya Economic SWOT
- Kenya Business Environment SWOT
Business Environment Outlook
- Commercial Banking Business Environment Rating
- Table: Commercial Banking Business Environment Ratings
- Commercial Banking Business Environment Rating Methodology
- Table: Middle East and Africa Commercial Banking Business Environment Ratings
Global Commercial Banking Outlook
Regional Outlooks
- SSA Banking: Positive Outlook; Focus On Angola
MEA Banking Sector Outlook
- Table: Banks' Bond Portfolios 2011
- Table: Middle East and Africa Commercial Banking Business Environment Ratings
- Table: Comparison of Loan/Deposit & Loan/Asset & Loan/GDP ratios, 2011
- Table: Anticipated Developments in 2012
- Table: Comparison of Total Assets & Client Loans & Client Deposits (US$bn)
- Table: Comparison of US$ Per Capita Deposits (2011)
- Table: Interbank Rates and Bond Yields
Kenya Specific Banking Sector Outlook
- Positive Outlook For A Healthy Banking Sector
Economic Outlook
- Table: Kenya - Economic Activity, 2011-2016
Competitive Landscape
- Market Structure
- Protagonists
- Table: Protagonists In Kenya's Commercial Banking Sector
- Definition of the Commercial Banking Universe
- List Of Banks
- Table: Commercial Banks With More Than 15 Branches
Company Profiles
- Cooperative Bank of Kenya
- Table: Stock Market Indicators
- Table: Balance Sheet (KESmn, unless stated)
- Table: Balance Sheet (US$mn, unless stated)
- Table: Key Ratios (%)
- National Bank of Kenya
- Table: Stock Market Indicators
- Table: Balance Sheet (KESmn)
- Table: Balance Sheet (US$mn)
- Table: Key Ratios (%)
- Equity Bank
- Table: Stock Market Indicators
- Table: Balance Sheet (KESmn)
- Table: Balance Sheet (US$mn)
- Table: Key Ratios (%)
- Family Bank
- Table: Key Statistics For Family Bank, 2009-2010 (KESmn)
- Prime Bank
- Table: Key Statistics For Prime Bank, 2009-2010 (KESmn)
- K-Rep Bank
- Table: Key Statistics For K-Rep Bank, 2009-2010 (US$mn)
- Standard Chartered Bank Kenya
- Table: Stock Market Indicators
- Table: Balance Sheet (KESmn)
- Table: Balance Sheet (US$mn)
- Table: Key Ratios (%)
- Kenya Commercial Bank
- Table: Stock Market Indicators
- Table: Balance Sheet (KESmn)
- Table: Balance Sheet (US$mn)
- Table: Key Ratios (%)
- Barclays Bank of Kenya
- Table: Stock Market Indicators
- Table: Balance Sheet (KESmn)
- Table: Balance Sheet (US$mn)
- Table: Key Ratios (%)
BMI Banking Sector Methodology
- Table: Commercial Banking Business Environment Indicators And Rationale
- Table: Weighting Of Indicators

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