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Malaysia health insurance market: $0.66 billion industry estimated during 2012
Personal Accident and Health Insurance in Malaysia, Key Trends and Opportunities to 2017 - a new market research report on 2014-03-26 10:25:04
The Malaysian personal accident and health insurance segment accounted for a 5.4% share of the insurance industry´s written premiums in 2012, the lowest share of all the segments. Rising levels of healthcare expenditure, increasing employment rates and industrial growth drove growth in the segment during the review period (2008–2012).

The value of the segment increased from MYR1.4 billion (US$0.41 billion) in 2008 to MYR2.0 billion (US$0.66 billion) in 2012, at a compound annual growth rate (CAGR) of 10.1%. The Malaysian healthcare system comprises public and private healthcare services and the aging population is expected to drive the segment over the forecast period, due to an increase in demand for cover.

Rising consumer healthcare expenditure and limitations of public healthcare system will provide new areas of growth. Malaysia´s stable macroeconomic environment is expected to drive growth in the personal accident and health segment over the forecast period.

The insurance industry of Malaysia is supervised and regulated by the Central Bank of Malaysia (BNM), under the supervision of the Ministry of Finance and according to the rules and regulations stipulated in the Insurance Act 1996. The personal accident and health segment is moderately concentrated, with the 10 leading insurers collectively accounting for 66.3% of premiums in 2012.

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